Have you ever wondered: Where is your wealth? Is your investment properly allocated? When will you be financially free?

Asset Tower — the most comprehensive personal finance management app for Vietnamese people. Track assets, manage expenses, and plan personal finances using the Tower model — categorizing assets into 4 levels of risk, so you can look at it and know where you stand. Record income and expenses, check today's gold price, manage savings accounts, track stocks — everything revolves around the Tower.

ASSET TOWER — THE CORE OF THE APP

All the assets and investments you have belong to a level in the tower:

- Level 1 — Safe: Cash, bank savings, emergency fund

- Level 2 — Accumulation: Investment in gold, silver (gold price updated in real-time)

- Level 3 — Growth: Investment in Vietnamese stocks, open-end funds (real-time prices)

- Level 4 — High risk: Investment in Crypto (Bitcoin, Ethereum, altcoin)

- Liabilities: Motorcycles, cars, laptops — automatically depreciated daily

The tower shows you the total net worth, the proportion of each level, and how your investment portfolio is deviating from recommendations.

INCOME AND EXPENSE RECORD — EXPENSE MANAGEMENT LINKED TO THE ASSET TOWER

Other finance management apps only record money in/out. Asset Tower is different: the income and expense record is directly linked to the tower so you can see where the money is flowing.

- Record daily income and expenses, 23 categories with intuitive icons

- Donut chart to analyze spending: Essential / Variable / Discretionary

- Emergency fund assessment: Is your T1 asset enough to cover how many months of expenses?

- Financial health: Is your savings rate excellent, good, or needing improvement?

TODAY'S GOLD PRICE — TRACK GOLD PRICE IN REAL-TIME

Level 2 of the tower — track gold prices and automatically calculate gains/losses from gold investments:

- SJC gold price, PNJ gold price, DOJI gold price, Ngọc Thẩm gold price updated daily

- Gold bars, 9999 gold rings, jewelry gold — all types included

- Instant gains/losses calculation for each item of gold and silver held

- Support for units: Chi, lượng, gram — in line with Vietnamese market standards

STOCKS, OPEN-END FUNDS, CRYPTO — TRACK INVESTMENTS IN REAL-TIME

Level 3 and Level 4 of the tower — track the securities and cryptocurrency investment portfolio:

- Enter Vietnamese stock codes (HPG, VNM, FPT, VCB...) — the app retrieves market prices automatically

- Open-end funds (mutual fund certificates, ETFs) — track NAV in real-time and automatically calculate gains/losses

- Track Bitcoin, Ethereum, and altcoins — crypto prices in real-time

- Automatic calculation of gains/losses for the entire investment portfolio

REAL ESTATE, BONDS, INSURANCE, AND MORE

The tower supports tracking various types of assets:

- Real estate: land, apartments, plots, shophouse, condotel, resort villas

- Corporate bonds and government bonds

- Life insurance, cumulative insurance

- Forex (foreign currencies), derivatives, startup investments

- All of this is within the tower — providing an overview of the investment portfolio

SAVINGS ACCOUNT AND BANK INTEREST RATES

Level 1 of the tower — a safe foundation for all financial plans:

- Track multiple bank savings accounts, compare interest rates, maturity dates

- Automatically calculate savings interest based on flexible terms

- Know exactly how much your savings are earning in the tower

FIRE — PERSONAL FINANCIAL FREEDOM PLAN

When the tower is large enough, you achieve financial freedom:

- Calculate how long it will take to reach FIRE based on the current tower

- Support for Coast FIRE, Lean FIRE, Fat FIRE

- 50+ personal finance calculators: compound interest, bank loans, inflation, retirement, savings...

SHARE THE ASSET TOWER

- Create an asset snapshot to flex with friends on social media

- Option to hide/show amounts — showcase the tower